Sunday, February 5, 2023

Home equity loans still tough to find

June 15, 2010 by  
Filed under Articles and Features

Bankrate.com: Today’s homeowners are finding it far more difficult to obtain a home equity loan or line of credit. Lenders scrambling to cover losses are tightening standards and taking a close look at housing values. Fewer homeowners now qualify for home equity products, and experts say uncertainty in the housing market is only exacerbating the problem. […]

8 top traffic ticket myths

April 14, 2010 by  
Filed under Articles and Features

Bankrate.com/MSN Money–Drivers of red cars get more tickets. If you don’t sign a ticket, the case will be dropped. If the officer gets your hair color wrong on the ticket, you’ll win. Such stories relating to traffic tickets abound, but drivers and defendants will find that few of them are true. The best advice is […]

Low CD rates leave “laddering” shaky (Bankrate.com)

January 5, 2010 by  
Filed under Articles and Features

With CD rates near historical lows, the long-popular strategy of “laddering” has been left on shaky ground. As a tool used to balance the safety of a certificate of deposit with the need for liquidity and the highest available interest rate, a CD ladder has long been a popular way to seek safety and hedge […]

DUI could cost you $20,000 (Bankrate.com)

January 3, 2010 by  
Filed under Articles and Features

Twenty thousand dollars sounds like a lot to pay for a drink at a New Year’s party, but if that last glass of champagne puts you over the legal limit, you’ll be paying for it for years to come. And that’s only considering the potential financial cost of being ticketed for driving under the influence or driving […]

Crisis’ effect is all about life stage (Bankrate.com)

January 3, 2010 by  
Filed under Articles and Features

All across the nation, Wall Street’s wild swings and steep losses have been throwing retirement accounts into disarray. With the Dow Jones losing more than 40 percent since its record high close a year ago and suffering an eight-day loss of 22 percent in early October, investors have racked up more than $8 trillion of […]

$100K income no big deal anymore (Bankrate.com)

January 3, 2010 by  
Filed under Articles and Features

One hundred thousand dollars. Since the 1980s, the magical “six-figure” salary has been a benchmark for financial success. Not too long ago, that income often meant two nice cars in the garage of a large house, fun family vacations and plenty of money left over to save for retirement and college tuition. But times have […]