Wednesday, November 30, 2022

5 things to know before investing in business startups (

March 22, 2015 by  
Filed under Articles and Features

According to the Small Business Administration, approximately 500,000 new businesses are started every year in the United States. Because it can be difficult to obtain financing, small-business entrepreneurs often turn to friends, family or acquaintances for funding. If you find yourself with the opportunity to invest in a business startup, tread carefully. Think about liability, […]

401ks could offer more ETFs (Better Investing Magazine)

December 8, 2013 by  
Filed under Articles and Features

Better Investing Magazine (National Association of Investors Corp.) — As ETFs experience record-breaking inflows, many retail investors continue to eye them for their lower costs, transparency and opportunities for niche exposure. Although they’re quickly becoming a top choice for many investors, they have yet to gain any serious within 401(k) plans. Experts say most 401(k) […]

Inflation makes big incomes smaller (Yahoo Finance)

November 14, 2012 by  
Filed under Features

One hundred thousand dollars. Since the 1980s, the magical “six-figure” salary has been a benchmark for financial success. Not too long ago, that income often meant two nice cars in the garage of a large house, fun family vacations and plenty of money left over to save for retirement and college tuition. But times have […]

Check your insurance coverage as hurricane season arrives (

November 14, 2012 by  
Filed under Articles and Features

As we near the most active part of the Atlantic hurricane season, homeowners in coastal areas should take a closer look at their insurance coverage. Unlike traditional homeowners insurance, the windstorm or hurricane part of a policy carries a higher deductible that can be as much as 5 percent of the home’s value. Having the […]

The financial impact of divorce (

November 14, 2012 by  
Filed under Articles and Features

Divorce is not only an emotionally trying experience, but it can be a financially devastating one, as well. According to the web site, the average cost of a divorce in the United States now runs about $20,000. From legal fees and alimony payments, to the division of assets and possible tax consequences, the costs […]

Max out your FSA before year’s end (

November 14, 2012 by  
Filed under Articles and Features

Flexible spending accounts, also known as FSAs, are popular benefits provided by employers that allow workers to set aside money to cover health-related expenses. Contributions are made to the account on a pre-tax basis, which can add up to a lot of savings. The problem is, any funds that aren’t used by the end of […]

Most funds underperforming indexes, S&P study says (Better Investing Magazine)

November 14, 2012 by  
Filed under Articles and Features

The ongoing debate of index vs. active investing may never be settled, but research shows that passive investing is a sound strategy. In fact, during a five-year period, three-fourths of managers at over 2,900 funds failed to meet comparable benchmarks in their fund categories. Although data indicates that active management performance does improve over time, […]

6 smart moves to prepare for parenthood

December 14, 2010 by  
Filed under Articles and Features Here’s what family and doctors never tell prospective parents: Kids are expensive. According to the U.S. Department of Agriculture, it will cost the average American middle class family more than $220,000 to raise a child to age 18. Then there’s college. And you know what those bills are like. Being a good parent not […]

5 steps to financial independence

November 10, 2010 by  
Filed under Articles and Features What is financial independence? It’s the ability to maintain your standard of living without running out of money, no matter what happens. Many people don’t think they earn enough money to achieve that kind of security. But the key to building wealth is not how much you make, it’s how much you keep. Our […]

Home equity loans still tough to find

June 15, 2010 by  
Filed under Articles and Features Today’s homeowners are finding it far more difficult to obtain a home equity loan or line of credit. Lenders scrambling to cover losses are tightening standards and taking a close look at housing values. Fewer homeowners now qualify for home equity products, and experts say uncertainty in the housing market is only exacerbating the problem. […]

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